Specialist accountants for your freelance business in Harrow.

Tell us about your situation via the short form, what you do, whether you're a sole trader or limited company, and what you need help with. We come back within 48 hours with a fixed written quote covering exactly that scope. If you're happy, we send an engagement letter and get started; if not, there's no obligation and nothing to pay.

The enquiry and the quote are free. Our fees are set out upfront in a fixed written quote before any work starts, so you know exactly what you'll pay. No hourly billing, no year-end surprise invoices. You're under no obligation to proceed.

Yes. Accountancy services are provided by an ACCA-regulated practice: professionally qualified, regulated by a professional body, professional-indemnity insured, HMRC agent-authorised, and AML-supervised. You can verify the practice independently before you send us a single figure.

If your self-employment income exceeds the £1,000 trading allowance, you must register for self-assessment. Whether that justifies an accountant depends on complexity. Simpler returns under £20-30k of income can often be self-filed once you understand the basics. More complex situations, IR35 exposure, VAT, limited company, property income, multi-source earnings, higher-rate bands, benefit materially from professional handling. Send us the short form and we'll tell you honestly which category you're in.

Sole traders are self-employed individuals, simpler to set up, taxed on profit via self-assessment, but carry unlimited personal liability. Limited companies are separate legal entities, more admin (Companies House filings, corporation tax, payroll), but offer limited liability and greater tax flexibility at higher profit levels via salary/dividend splits and employer pension contributions.

IR35 is the UK tax rule that determines whether a contractor working through their own limited company is genuinely self-employed or is effectively an employee of the end client for tax purposes. Since April 2021, medium and large private-sector clients determine the status via a Status Determination Statement (SDS). If you're 'inside' IR35, you pay tax as if employed; if 'outside', you operate as normal. The three primary tests are control, substitution, and mutuality of obligation.

You must register within 30 days of your rolling 12-month turnover exceeding £90,000, or within 30 days of knowing you'll exceed it in the next 30 days. Voluntary registration below that is possible and sometimes advantageous if your clients are mostly VAT-registered. Once registered, you choose between Standard VAT and the Flat Rate Scheme, the right choice depends on your input cost profile.

MTD for ITSA began in April 2026 for self-employed individuals and landlords with qualifying income above £50,000, dropping to £30,000 from April 2027. Under MTD, the single annual return is replaced by four quarterly digital updates plus a final declaration. Digital record-keeping through compatible software becomes mandatory.